If you're in the market for a full service mortgage company that has the flexibility to match the right mortgage to your specific need - welcome to Southern Mortgage.  Whether it's a conventional, non-conforming, FHA, VA, 100% financing, or commercial loan, we can help.  And since we're a hometown mortgage company, we're glad to take the time with you - as a friend and a neighbor.  At Southern Mortgage Company, you'll find competitive interest rates, low closing costs and low down-payments.  You'll also find we're flexible with our schedules so we can work with yours.  Our Loan Officers are available both days and evenings and are happy to meet you at your convenience, whether at our office, your office or your home.